What’s going on with health insurance?

As CFO, I’m involved in our employee’s healthcare plan. I met with the broker this week, despite healthcare costs being down significantly YoY, our premiums are going up 5% in 2023!?!?!

Given we’re providers, the large insurers are also squeezing our reimbursements….

I guess I don’t get the need for the additional profit for these entities. 1 year return on the following stocks

Elevance (Anthem) – 25%
Cigna – 52%
United – 20%


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